Welcome to Rogue Credit Union

First time logging in? Use the login box above to log into Online Banking using your Member's 1st Credit Union username and password.

Partnering With You


"At Rogue, we know that when our members are doing well financially, our community is doing well too. We want to partner with you on your journey to financial well-being, whether you’re just starting out, need help defining your goals, or are well on your way and need support in other ways."

- Matt Stephenson, President and CEO

Here's What's Changing — and What's Not

You'll still see familiar faces at your branch and experience the same great service you know and trust. You remain part of a credit union that puts members like you before profits.


What's Changing

  • Our name is changing to Rogue Credit Union.
  • You'll start to see changes to our branding, including a new logo and colors.
  • Enjoy enhanced digital banking with improved tools and features.
  • You have expanded products and services to choose from with Rogue Rewards Loyalty Programs.
  • Some business accounts received new Rogue debit cards for use after the system transition.
  • Expanded network of 31 branches in Northern California, Southern Oregon and Western Idaho, plus a new headquarters in Southern Oregon.
  • Expanded community giving to help support more Northern California communities and causes.
  • Our new CEO and Leadership Team with over 150 years of combined experience!

What's Not Changing

  • The relationships you've built with the people on our teams.
  • Your consumer debit cards, credit cards, checks and routing number. For a majority of members, your current account number, or your account number and suffix, will be used for your corresponding account(s). We will proactively contact you if your account number is going to change.
  • We're keeping our five branches and service center in Northern California.
  • Our member-owned structure, federally insured with the NCUA.
  • Our commitment and support for our Northern California communities!

Important System Transition Information


Road to Rogue
Online and Mobile Banking
Account & Routing Number
Loan Payments
Your Ownership Account
Your Rogue Rewards

Road to Rogue

Welcome to the start of an exciting new chapter!

Explore key dates and important updates as we embark together on your Road to Rogue journey. Also be sure to navigate through the tabs above to discover more details and stay informed about important milestones and notices.

June 12

Applications Redirected to Rogue

Applications submitted for new accounts, loans, or credit cards on m1cu.org or in branches will be sent directly to Rogue Credit Union.

June 24

Sub-Account Creation Disabled

Creating sub-accounts within Members 1st online and mobile banking will be disabled in preparation for the system transition.

June 26 – 28 · System Transition Weekend

The Big Move to Rogue's System

We will transition Members 1st members to Rogue's system — bringing service enhancements, the latest financial services technology, improved security, and more.

Online & Mobile Banking: Unavailable beginning Friday, June 26 at 5:30 PM.
ATM Deposits: Unavailable beginning Friday, June 26 at 3 PM. Withdrawals remain available through the weekend.
All Systems Restored: Available again Monday, June 29 for regular hours.
June 29 · Welcome to Rogue

You're Officially with Rogue Credit Union

Branches will be open for normal business hours. Here's what to do next:

1 Log in to online banking at roguecu.org.
2 Download Rogue's mobile app.
3 Keep using current Members 1st cards and checks — do not discard!

Verify Your Contact Information

Confirm your address, phone number and email by logging into online banking or reviewing your statements. You can also call us at 800.303.3838 or stop by a branch.

Support

Our team is working hard to create a smooth transition for you. We're available via phone, online and in the branches to help you along the way.


Call Us at
800.856.7328

Chat Online with Us at
roguecu.org

Visit a Branch
Find a Location

New Features and Benefits

We're excited to share the many features and benefits now available to you, thanks to our credit union partnership.


Welcome Dividend

Awarded to all members after system transition and available to view from within Rogue's online or mobile banking.

Rogue Rewards Loyalty Program

New loyalty programs that reward you! Rogue Rewards Loyalty Programs returned $42 million to members in 2025.

Zelle®

Begin transferring money through Zelle® with Rogue.

Instant Issue Cards

Available for all Rogue debit and credit cards at all branches.

Payment Holiday

All Members 1st credit cardholders receive a one-time payment holiday allowing them to skip their payment due in July.

AD&D Coverage

Increased to $2,000 of coverage for all members.

Skip-A-Pay

No Skip-A-Pay fees with Rogue's annual Skip program.

Spanish Translation

The Rogue website, online banking and most in-branch materials are available in Spanish.

Member Share (Par Value)

There is no $1 member share (par value) requirement for Rogue members.

Expanded Deposit Account Opening

Open deposit accounts by phone with Rogue.

Fewer Credit Card Fees

No balance transfer or cash advance fees with all Rogue credit cards.

Expanded CO-OP ATM Deposits

Deposit capabilities at all CO-OP ATMs with your Rogue account.

Expanded Call Center Hours

Rogue's call center is ready to serve you 7 AM to 7 PM, Monday through Friday, and 8 AM to 5 PM on Saturday.

Business Account Fee Reduction and Payroll

Rogue business accounts offer reduced account fees and the ability to generate payroll.

Reduced and Eliminated Fees

Many Members 1st fees have been reduced or eliminated.

Rogue Account Guide

Use this chart flow to easily see how your accounts will transition at Rogue Credit Union.


Savings Accounts
Checking Accounts
Youth Accounts
Certificates
IRA Accounts
Loans and Credit Cards
Mortgages and Home Equities

Savings Accounts


Category

Savings Accounts

Before
Members 1st
After
Rogue Credit Union
Base Savings Account
Regular Savings
Trust Share
Regular Savings
UTMA
Regular Savings
Auxiliary Savings Accounts
Sub Savings
Emergency Savings
Sub Savings
Holiday Savings *
Sub Savings
Money Market
Money Market

* Holiday Savings disbursements need to be reestablished after System Transition.

Member Rewards & Offers

Explore the latest products, programs, and promotions available exclusively for Rogue members.


MyRewards Checking

MyRewards Checking

Earn more from your everyday checking. Go beyond the basics with MyRewards Checking.

Open Now
Visa Signature Rewards

Visa Signature Rewards

Make every purchase count. The Visa Signature Rewards Card turns everyday spending into meaningful rewards.

Apply Now
Rogue Rewards Loyalty Program

Rogue Rewards Loyalty Program

Your membership pays off. Make the most of it with Rogue Rewards.

Earn Rewards

7 Winners $700 Each Every Month

7 Winners. $700 Each. Every Month!

Celebrating 70 years with you! Use your debit or credit card each month for 7 chances to win a $700* deposit into your Ownership Account.

Learn More
Every Member Every Moment

Every Member, Every Moment

We returned over $1 million to our local communities in 2025 through scholarships, donations, and sponsorships — because giving local matters.

See Our Impact
Start Your Adventure

Summer Starts Here

See how much you could save on auto, boat and RV loans.

Frequently Asked Questions


MY ACCOUNT

Will I get a new account number?

Will the Members 1st routing number continue to work after system transition?

What will happen to my direct deposit(s) and automatic payment(s)?

Will fees change?

Are there any changes to wire transfers?

Are there changes to support numbers and web forms?

Are there any changes to currency exchange services?

Will the type of account I have change?

What is an Ownership Account and where did this money come from?

Will there be changes to when and how I receive my statement?

Will joint signers or other authorized users, and beneficiaries carry over to the new system?

Will my funds remain insured?

What happens to my $1 share?

Will my account nicknames transfer to Rogue?

Are there any changes to investment and financial planning services?

What if I have an account at Members 1st and Rogue?

Are there any anticipated changes to the overdraft program?

CHECKING

What will happen to the checks that I wrote?

Do I need new checks?

DEBIT AND CREDIT CARDS

What will happen to the checks that I wrote?

Do I need a new debit or credit card?

Will my cards continue to work during System Transition weekend?

Do I need new checks?

Will my debit card continue to work during and after system transition weekend?

Will my debit card need a new PIN after the system transition?

ONLINE BANKING AND BILL PAY

How do I log in to Rogue’s online and mobile banking?

What will happen to automatic transfers and payments through online banking?

How are my notifications (eAlerts and eNotices) and card controls impacted?

What will happen to my transaction history?

Will I have to re-enroll in paperless statements again?

LOANS AND CREDIT CARDS

What happens to my loan?

Do I need to make a credit card payment on July 20?

Are there changes to due dates on loans or credit cards?

Are there any changes to Mechanical Breakdown Insurance?

Are there any changes to GAP Insurance?

Are there any changes to Debt Protection?

Can I make partial loan payments after system transition?

Where do I send my loan payment?

What if I have an automatic payment for my loan?

Are there changes to my Purchase, Return, and Travel Protection available with my credit card?

Are there any changes to MemberFirst Mortgage loan payments?

BUSINESS SERVICES

What will happen to the servicing of my business loan?

Will my monthly fees change on my business deposit account?

Are there any changes to Total Merchant Services?



*
No purchase necessary to enter or win. A purchase does not increase your chances of winning. Entry in the Giveaway constitutes your full and unconditional acceptance of the Official Rules available at roguecu.org/contestrules.The odds of winning depend on the number of eligible entries received. Enroll through Online Banking, Mobile Banking, visit your local branch or mail your free entry to the contest sponsor, Rogue Credit Union, Attn: Internal Support, P.O. Box 4550 Medford, OR 97501.


**Visa Signature Rewards Card is subject to credit approval and additional terms and conditions. Rewards are effective June 8, 2026, and subject to change. Additional terms, conditions, and details are available at roguecu.org/cashback.

APY = Annual Percentage Yield. APY of 3% will apply to the first $1000. Balances over $1000 will earn 0% APY. MyRewards Checking members are eligible for 1% cash back on interest paid into a Qualifying Loan. A Qualifying Loan must be (1) in the same name as the MyRewards Checking Account owner or joint owner; (2) paid from MyRewards Checking Account; and (3) secured by collateral other than real estate, (4) paid current and not past due. Cash back is paid into an Ownership Account in the same name as the MyRewards Checking Account owner at the end of the month. A service fee of $10 applies to MyRewards Checking unless the following three factors are met by 7 pm on the last day of the month: (1) at least $1000 is deposited into the account each calendar month. Transfers between accounts under the same tax reported owner do not qualify; (2) at least 10 qualifying transactions, defined as debit card transactions, credit card transactions, ACH transactions to/from Rogue deposit accounts, and check transactions; and (3) enrollment in paperless statements. Rogue Credit Union reserves the right to change these terms at any time.

APY = Annual Percentage Yield. The rates are accurate and effective for Ownership Accounts as of June 8, 2026. Rates may change on variable rate accounts after the account is opened. If you have any questions or require current rate information on your accounts, please contact us at 800.856.7328.