Credit Cards

Apply Now

Local, Simple and Straightforward

One low rate. No annual fees.

Rogue Credit Card

With a Visa® credit card, you receive the same low rate whether you use your card for a purchase, cash advance or balance transfer. Instant-issue cards are available in all branches, so you can eliminate the wait and receive your card today!

 

Automatic Payments Just Got Easier

With a Rogue Visa® card, you'll be automatically enrolled in Visa Account Updater (VAU). If your card is re-issued with new information or an updated expiration date, VAU will update the information at participating merchants who have your card on file for recurring payments.

  • Skip the hassle of resubmitting your payment info to every merchant who has it saved
  • Avoid declined payments and service interruptions

To opt out of this service, call us at 800.856.7328

 

All Card Benefits

  • Card Controls
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No rate increases for late payments
  • Overdraft protection source

 

Visa® Platinum Card Benefits

  • 1% cash back on all purchases**
  • Flexible credit limits starting at $1,000 based on member qualifications†
  • Our lowest rate card at 13.75% APR*

    View pricing and terms

 

Visa® Classic Card Benefits

  • Build your credit with a straightforward, low interest card.
  • Flexible credit limits starting at $250 based on member qualifications†

    View pricing and terms

 

Student Silver Visa® Card Benefits

For students 18 and older who are enrolled at an accredited college or university with a minimum of six credits. Verification of enrollment will be required.

  • 1% cash back on all purchases**
  • Flexible credit limits starting at $250
    based on member qualifications†

    View pricing and terms

 

See our Rogue Climbers page to learn about our Rogue Climbers Visa® Cards for members aged 13-17!

Apply for a Credit Card

APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history, location and term of loan. Loan terms may vary based on the amount borrowed and collateral. Additional restrictions and qualifications apply. Loan rates and terms are subject to credit approval and can change without notice. Rates are effective as of July 11, 2025.

Purchases are reflective of net purchases (purchases less returns and other credits) made during a billing cycle. Cash advances, including convenience checks and balance transfers do not qualify for the cash back. Cash Back will be automatically deposited to your Ownership Account or Savings Account on the 24th day of each month. Applies to Visa® Platinum card accounts only. Excludes Business Visa® Platinum cards. Your account must remain open and in good standing in order to receive the cash back.

For well qualified borrowers, based on credit, income and other underwriting criteria.