Home Equity Loans
- Current rates as low as 8.49% APR* (includes applicable discounts)
- 10- to 20-year terms
- Borrow up to 80% of the value of your home
- Low rates and fees
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Home Equity Line of Credit (HELOC)
- Current rates as low as 7.99% APR* (includes applicable discounts)
- All Rogue Home Equity Lines of Credit are variable rate and subject to change
- Revolving credit line
- Interest-only payment options
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No annual fee
- Low rates and fees
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Home Equity Loan vs. HELOC
Which is Right for Me?
A home equity loan provides you with one lump sum taken at the time the loan is finalized. Home equity loans typically have a fixed interest rate for a fixed term and a fixed monthly payment. You might consider this type of loan to consolidate debt or pay off large expenses. A HELOC, on the other hand, is a revolving line of credit, similar to how a credit card works.
A HELOC provides the flexibility to withdraw money as you need over a 10-year period. You might consider a HELOC for things such as home improvements.
Give us a call at 800.856.7328 or schedule an appointment at your local branch to speak with one of our team members and determine which loan is right for you!