Checking

Traditional Checking, Modern Convenience

Enjoy all the benefits of a Rogue checking account! Keep more money in your pocket with low-to-no fees and manage your money anytime, anywhere with Online Banking.

• No minimum deposit or balance requirements
• 24/7 account access with Online and Mobile Banking
• Schedule one-time or recurring payments with Bill Pay
• Get paid up to two days earlier when you switch your direct deposit to Rogue Credit Union
• No fee for overdrafts (NSFs) that are returned unpaid
• $25 fee for overdrafts (NSFs) that are paid
• Access over 30,000 ATMs

Super Checking Accounts

With a Super Checking Account, you'll earn dividends on your money! This account has all the benefits of Rogue's Regular Checking Account and is a great fit for members who have higher balances and want convenient access to their funds. Check out today's rates below.

$1,000 minimum balance required to avoid a monthly service fee for Super Checking Accounts.

Rogue Credit Union Debit Card

Show your local pride with a Rogue debit card! Featuring stunning local photos taken by our members, your Rogue debit card can be used anywhere Visa® is accepted.

• Set up card use notifications, transaction limits and more with Card Controls
• Sign up for Save the Change™ and grow your savings with every Rogue debit card purchase
• Withdraw cash from ATMs worldwide

Visa® Secure

Enjoy an extra layer of security when shopping online! Visa® Secure works automatically at participating merchants, prompting you to verify your identity during checkout to protect you from fraud.

Automatic Payments Just Got Easier

With a Rogue Visa® card, you'll be automatically enrolled in Visa Account Updater (VAU). If your card is re-issued with new information or an updated expiration date, VAU will update the information at participating merchants who have your card on file for recurring payments.

• Skip the hassle of resubmitting your payment info to every merchant who has it saved
• Avoid declined payments and service interruptions

To opt out of this service, call us at 800.856.7328.

Card Controls

Manage your cards anytime, anywhere! With Card Controls, you can monitor account activity, manage spending and access budget tools directly from Online and Mobile Banking.

Check Re-Ordering

Rogue Credit Union offers two convenient ways for you to order checks, both of which typically arrive in 10 business days.

Order Online:

Once you have logged into online banking, hover over the “Additional Services” tab, select “Reorder New Checks” from the drop-down list and follow the instructions to order.

Order by Phone:

We’re here to help! Give us a call at 800.856.7328.

If you need a few checks before your order arrives, stop by a local branch and we’ll print some amount for you!

Participation Options

• Be a member for more than 10 years
• Have $500 or more in combined deposits (average daily balance on deposits)
• Have an active Checking Account (direct deposit into a Checking Account and enrolled in Paperless
• Statements)
• Have a current or paid-off loan
• Be under the age of 25
• Have a portfolio with Rogue Investment Services

If at least one of the above options are not met after three months of membership, a $5 Participation Fee will be deducted monthly. Only required to meet one participation option per membership.

Reduced NSF & Overdraft Fees

No fees for non-sufficient funds (NSF)/overdrafts that are unpaid by Rogue Credit Union.

When an account has non-sufficient funds, Rogue typically rejects the transaction and may assess a fee. We do not charge a fee if the transaction is rejected (returned/unpaid).

Fees for non-sufficient funds (NSF)/overdrafts that are paid by Rogue Credit Union or "covered" have been reduced to $25.

When an account overdrafts, your transaction goes through despite exceeding the amount of money in your account. This typically results in an overdraft fee ($25). Overdrafts will only happen on ACH and check items; debit cards cannot withdraw from their accounts if there are no funds.

To retain uninterrupted access to overdraft protection, you must repay or cover any overdraft within 7 days, but you must repay the overdraft amount within 30 days.

Rogue will not pay an overdraft on an enrolled account if:

• There are loan payments on the account that are past due for more than 21 days.
• The account the item is trying to clear through has been open for less than 6 months.
• The account the item is trying to clear through has been overdrawn for more than seven consecutive days.