Auto Loan Rates
Unlock a Lower Rate
Earn a rate discount up to 1.25%* on your new auto loan! All members qualify for the following discounts on new auto loans:
- Payroll Direct Deposit Rate Discount - 0.75%
Any current or new payroll direct deposit qualifies. Set up yours and get paid up to two days earlier.
- Automatic Payment Rate Discount - 0.50%
Sign up for automatic payments on your new loan.
- 5+ Years of Membership Rate Discount - 0.25%
- Multiple Loan Rate Discount - 0.50%
Must have an existing, open loan to qualify. Includes credit cards!
The rates below include a 1.25% APR* discount.
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Newer (2021 and Newer) Auto Loans
Term Period | Rates as Low As* |
---|---|
36 Month | 5.99% APR |
48 Month | 5.99% APR |
60 Month | 5.99% APR |
72 Month | 6.49% APR |
84 Month | 6.99% APR |
96 Month | 7.49% APR |
Older (2020 and Older) Auto Loans
Term Period | Rates as Low As* |
---|---|
36 Month | 6.24% APR |
48 Month | 6.24% APR |
60 Month | 6.49% APR |
72 Month | 6.74% APR |
84 Month | 7.24% APR |
96 month period loan term is available for loans over $40,000 on model years 2021 or newer.
*APR= Annual Percentage Rate. Actual APR will be based on the borrower’s credit history and term of loan. Loan terms may vary based on the amount borrowed and collateral. Loan rates and terms are subject to credit approval and can change without notice. Rates reflected above include a maximum discount of 1.25%. Additional restrictions and qualifications apply. Rates are effective as of October 2024 .