Digital Tools for Better Credit and Debt

Category: Credit
04/10/2025

We all want to improve our credit and manage debt more effectively. With the right tools, you can take control of your finances, make smart decisions and work towards your goals with confidence. Let’s take a closer look at how our free tools can help you take the next step on your journey to financial well-being.  

Monitor Your Credit Score

Your credit score plays a big role in your financial well-being. It reflects your credit habits, like how often you make on-time payments and how much credit you use. It also determines the type(s) and term(s) of loans that you can qualify for.

At Rogue, we make it easy to improve your credit with free access to your FICO® Score in Online Banking and the Mobile Banking app. Your FICO® Score is an estimate of your credit score, and you can check it without any impact on your actual score. It’s updated every two months and shows what’s affecting it—whether it’s credit card balances, late payments or something else. You can also access FICO® Scores from earlier in your membership and track your progress over time. Learn more about your FICO® Score here.

Manage Your Debt

Paying down debt is one of the most effective ways to improve your credit score, and our free Money Management tool can help. With Money Management from Rogue Credit Union, you can create a custom debt repayment plan to tackle debt and increase your credit score. Prioritize your debt repayment strategy based on interest rates, estimate when you’ll be debt-free and more.

Money Management is available in Online Banking and the Mobile Banking app. Log in and select “More,” then “Money Management” to get started.

The Benefits of Better Credit and Debt

Monitoring your credit score and managing your debt are essential steps toward improving your financial well-being. You’ll be able to:  

·         Improve Your Credit Score: Tracking your score will help you understand the factors affecting it.

·         Save on Interest: Having a thoughtful debt repayment strategy will ultimately save you money.

·         Detect Unknown Activity: Monitoring your credit score will help you detect unknown or suspicious activity, preventing potential damage.

With Rogue’s FICO Score® updates and tools like Money Management, you can make informed decisions and achieve your goals. Log in to your Online or Mobile Banking account and select “More” to get started.

If you have any questions, we’re here to help. Send us a chat, call 800.856.7328 or visit your local branch.